Friday, January 25, 2008

          

Central Air Purifier

Many of us are opting for air purifiers these days, but one problem that most of us have to do with, is that we can clean the air of just one room in our house with a single purifier. However, we dont spend all our day in one room, do we? Ideally all our rooms should be having clean air to breathe. Good news is, this is possible.

There is the option of having air purifiers which work centrally all over the house. But for that to work you would be needing either a system of central cooling or heating in your house. That would allow you to have a single unit installed working for the entire house. An added advantage is that it wouldnt be taking up space in rooms which you dont want to cramp up. And you will have clean air all day in every room.

Now let us have an idea about how these central air purifiers work. It works in combination with the central heating or cooling system installed in your home. For a central cooling or heating system, air inside the rooms are circulated through the ductwork and then is drawn in from the return ductworks. The air purifier unit uses this inflow and outflow of air to its own advantage. What it does is before the drawn in air reaches the cooler or the heater, it passes through the purifier to be cleansed of its impurities. So the purifier should be installed just before the furnace or the air conditioner.

A central air purifier by itself is not strong enough to draw in air from the whole of the house and then release it back evenly to all the corners of the house. It must work in conjunction with the central airflow system. Still, it has to have much more capacity than stand alone cleaners which serve to purify the air of only individual rooms.

However it should be kept in mind that however efficient a central air cleaner is it will never match the quality of cleansing achieved by a standalone air purifier. It will clean the air of most of the particulates for sure, yet it would be not as efficient as regular air purifiers. A central air purifier can exchange the air of the whole house for two to four times in a day. Moreover the air has to pass through ductworks and registers. So one shouldnt be expecting more than 90% efficiency in cleansing.

Jason Uvios writes about on Central Air Purifier to visit :- http://www.airpurifiersgalore.info, http://www.airpurifiers2006.info and http://www.airpurifiers-forall.info.Oralle Blog23458
Raina Blog77467
          

Doing The Business With A Business Credit Card


Most people are used to making personal purchases with a credit card. It can help with money management and is useful for situations where you haven't got quite enough cash in hand. These are some of the same reasons why business owners should consider having credit cards for their businesses.

A business credit card can speed up the process of doing business. This applies to both online and offline transactions. It's a good way of paying for company purchases or making payments quickly.

Why Have A Business Credit Card?

Business credit card deals may be better than those available for personal credit cards. For example, there may be lower annual percentage rates (APRs), waiver of annual fees, higher credit limits and other incentives. Business credit cards also offer the same incentives as personal credit cards, such as balance transfer deals and 0% interest periods. And if you don't like the deal offered, it's always possible to negotiate.

Expense Tracking

Business credit cards are a good way of tracking expenses. This applies to both company expenses and the expenses incurred by employees on the company's behalf. They are also a good way of improving cash flow as business owners can pay for something today and have a grace period of up to 56 days before having to settle the bill.

Help For Employees

Employees can use business credit cards when travelling on company business to pay for flights and other travel, accommodation, eating out and entertaining. This means employees don't have to worry about finding money and being reimbursed. It also means that businesses can keep track of company expenses through itemised credit card statements. Businesses usually get a monthly statement where all such transactions are listed.

Choosing A Business Credit Card

When choosing a business credit card, it is best to pay attention to:

- The APR
- The credit limit
- The grace period
- Repayment options
- Annual fees
- Application fees
- Cash withdrawal fees

Since companies get monthly statements, they have to spend less time on administration. There's no longer any need to work out and check employees' expense claims, though some businesses may prefer to have that process as a backup.

Other Business Card Options

Business owners can also choose to have a business debit card. This means they can only spend what is in the business account. Another option is a business charge card. There is usually an annual fee for this and the balance has to be settled in full each month. Neither of these options is as flexible as a business credit card.

Some small businesses may start by financing their business with a personal credit card. However, this makes it more difficult to separate personal and business expenses. In addition, you will be personally liable for any spending on the personal credit card. A better option is to get a business bank loan or overdraft. This will offer better interest rates and will not endanger personal finances.

Joe Kenny writes for the Personal Loans Store, allowing visitors to compare loans and also information on business loans in the UK.Ranique Blog76485
Prudy Blog37357
          

The North Face Fleece: What it Does for You

The North Face has been around since its founding in the San Francisco Bay area in 1966. They started making ski apparel in 1968. They got into technical sportswear in 1996.

The North Face also has a long history of sponsoring mountaineering expeditions- their gear has been tested in the most extreme places in the world, including Everest, Antarctica, Siberia, Tibet & Nepal.

The North Face is not the only company that makes quality technical outerwear- notable competitors include Mountain Hardwear, Arc'teryx, and Patagonia. If you want to go cheap, go for Columbia, but if you want quality that stands up to extreme cold and wind, stick with the upper echelon.

Polar fleece is is a soft fuzzy insulating synthetic wool fabric made entirely from recycled plastic bottles. It was created in 1979 by Malden Mills, a new, light and strong pile fabric meant to mimic and surpass wool. Polar Fleece has some of wool's finest qualities but weighs a fraction of it. It's a vegan alternative to wool that is very light, soft and easy to wash.

Polartec x wt. Fleece is a technical title for polar fleece of a specific weight. Polartec 100, 200 and 300 series fabrics are the reference standard for lightweight warmth and breathability.

The North Face has several proprietary technical advances in their use of Fleece:

- TKA Fleece: Thermal Kinetic Advancement Fleece are proprietary fabrics created by The North Face with superior insulation and wear-resistance.

- Apex: A technology breakthrough - their signature stretch material has an abrasion- and water- resistant face and a comfortable soft-brushed interior.

- DWR Finish: Gives long life to waterproof technologies.

- Windwall: The North Face's proprietary wind-resistant fleece. Fabric bonding limits air permeability and increases your comfort.

Not every fleece has all these features. The North Face has a bunch of options for you to choose from, and the jacket you choose is going to depend on what activities you're planning, what the weather in the target environment will be, and how much you're willing to spend.

Another way to choose between NorthFace fleeces is to check out customer reviews on various websites such as:

- Adventure16.com
- BackpackGearTest.org
- eBay.com
- epinions.com
- Shopping.Yahoo.com

Brian Carter is an avid backpacker and rock climber who also enjoys the lifestyle wear created by the outdoor apparel industry. For more information, he recommends you see http://Adventure16.com and http://BackpackGearTest.orgPhyllida Blog72520
Phedra Blog13829
          

Car Sharing A Neglected Solution?

With congestion continuing to rise on Britains roads a number of solutions have been proposed, raising tax being the main one. However, every day in the UK there are over 10 million empty seats on the roads. Worse still, the vast majority of these empty seats are during the rush hour, with average occupancy for commuting only 1.2. The solution appears to be simple car sharing. This is further supported by recent research which found that over 50% of commuters would car share on their way to work if they could find someone suitable to share with.

Car sharing has often been talked about but only ever considered to be a small scale solution, unlikely to have a significant effect on congestion levels. Again, the evidence suggests otherwise. A 25% increase in car occupancy levels would result in the number of commuting cars on the road falling by 21%. Put another way, if everyone shared a journey to work just once a week then the effect would be similar. With over 50% of people happy to try car sharing out this could be an attainable target.

So why has car sharing failed to take off in a big way? Put simply, a lack of funding. Without the money to raise awareness of car sharing and the ways to go about finding someone to share with, the concept of car sharing is always going to be doomed to being an insignificant solution.

Why hasnt the funding been provided by the government, particularly in light of the many reports that have come out over recent years highlighting the potential of car sharing? One can only speculate but to governments the idea of car sharing isnt so attractive. It generates no additional government revenue and is in fact likely to reduce it, particularly with the decline in fuel consumption. Compared with the prospect of continuing to dramatically increase taxes on motorists, many of whom have no choice but to use their cars, car sharing doesnt stand a chance.

The benefits of car sharing are also often vastly underestimated. Car sharing does hugely reduce petrol consumption for the individuals involved and if promoted in a large way then congestion and pollution could be reduced significantly. Other benefits include reduced parking problems and the lower mileage done by each car means that they depreciate less rapidly.

However, one statistics that is overlooked is the impact of car sharing on road safety. The number of speeding fines handed out in the UK in 2005 reached the 2 million mark. With road safety being of such apparent importance the statistic that the likelihood of having an accident is reduced by 50% if there are two or more people in the car should make the relevant authorities sit up and take note. The way to increase road safety is to promote car sharing. The added fact that it is also makes driving cheaper for the individual, and reduces congestion and pollution, should encourage people to take car sharing seriously.

Becoming involved in car sharing is very straightforward. Liftshare.org was established in 1997 and now has over 130,000 members one million journeys registered. Its also free to join, with a simple registration form to complete before you can register a journey and begin searching for travel companions. Whether youre traveling to work, a festival or a sporting event car sharing is possible.

Charles Cridland founded http://www.yourparkingspace.co.uk, a site where you can rent out your private parking space, or find long term parking spaces for rent.Rissa Blog78118
Pamelina Blog90245
          

Budget Air Travel

Budget air travel tips

A cheap flights guide to the lowest budget air travel

Want to go on vacation, but spending $600 for a flight to New York too high of a price tag? Believe me I understand, as a recent college graduate travel for me is always on an economy budget. Whether you are taking a weekend getaway or going on a family vacation, here are a few tips to follow to help you find cheap flights and the lowest budget air travel.

Shopping online

A decade ago, booking flights was not as easy of a task as it is today. With the advent of the Internet, booking flights has only gotten easier and easier and with that it has only become easier to find cheap airfare deals. Many airlines will give small flight discounts by booking on-line. Also, try signing up for airline e-mail updates, to alert you of the most current cheap flights.

My mother told me, you better shop around

With so many different airlines to choose between and a vast array of travel sites, it is easy to uncover some great deals by simply doing a little bit of investigating. Visit every airline Web site that is available locally and visit several travel sites like Travelocity, Expedia, Orbitz and Priceline. The only difficulty involved with booking through sites like these is that oftentimes only certain dates are available, which may cause you to have to be flexible with your travel plans.

Check out non-sale prices

The sale price on a plane ticket at an airline isn't always the lowest budget air travel price. Other airlines or Web sites may offer better budget air travel deals than the one you could get from the airline.

Be flexible

The more flexible your travel plans are, the more cheap flights you'll find. Try looking up different dates, because some weeks can be busier than others. It's best to avoid flying on weekends, so the best deals can be found if you leave mid week and stay through Saturday. The time of day you fly also can help to determine prices. More unpopular times like early morning or late night flights can be cheaper. If the prices still are high, try looking at departing or arriving at different airports. Sometimes neighboring airports will offer better deals. For example if you are vacationing in San Francisco, arriving in Oakland or San Jose may save you hundreds of dollars. Additionally, if you are looking to save money, nonstop flights can oftentimes be more expensive. If layovers are not too bothersome, they can oftentimes save travelers money.

The more you shop around - the better deals you will find.

Also, the more flexible your travel destination is the better.

Web sites like Site59 offer cheap last minute deals on flights, flight and hotel package deals, and flight and car rental deals.

So if you're looking to go on vacation, and the destination is flexible, you can find some cheap airfare deals.

Wait till last minute to book

Airlines don't like to fly with empty planes, so oftentimes great deals can be found if you wait until the last minute to book. It can be a risk, but sometimes it's worth the gamble.

Ask about taxes and fees

Some ticket sales may look like a deal, but once you factor in the fees they no longer are. When quoted a ticket price, always ask to have the fees and taxes added in because these can oftentimes add up to $100 or more to the price.

Check out package deals

Look into package deals that include hotel reservations and/or car rentals. Oftentimes you can save hundreds of dollars by purchasing package deals. However, before you do, always look into how much it would cost for you do purchase these things on your own and compare.

All it takes is a little bit of time spent shopping around and little bit of flexibility and anybody can find the lowest budget air travel deals. The more money you save on cheap airfare, the more money you'll have spend having fun while on vacation.

Jillian Scheeler makes it easy to provide ways to save money by using budget airlines while travelling. To recieve free part mini course visit the http://www.travelpost.com

Jillian Scheeler is a spontaneous road-tripper and avid writer working on assignment for http://TravelPost.com - The Premier Source for Unbiased Hotel Reviews and Ratings. This article can be reprinted freely as long as all links remain active.Penni Blog5883
Reba Blog69351
          

The Top Ten Secrets To Enjoy Flying By Plane

Due to recent events, flying by plane has suffered a great decline in popularity. The raise in airfares (mainly secondary to the rising price of gasoline) and the generalized fear have greatly contributed to the decline of airline travel.

Sometimes, it is not possible to do otherwise than travel by plane. It remains that traveling by plane is still one of the safest and fastest way to get to a location. Allow me to share with you little tips I have gathered on my many travels along the years.

1) Do not listen to scary movies or reports on airline catastrophes in the days preceding your travel by plane. Although on the surface you might feel that you are perfectly all right with viewing such television programs, your subconscious mind is registering those messages of fear. This alone can account for the unpleasant feeling you have when traveling.

A little word of advice for pilots if I may! Words have a very powerful influence on people. Furthermore, when traveling by plane it is said that the pilot holds the final word, after God. Be careful what you say and how you say it when talking on the speaker to your passengers. Although you may find what you are saying to be big deal, your words can be heard differently by passengers.

For example when I was traveling in a "sticky situation", the pilot opened the speaker and told us: "I will ATTEMPT landing". Bad choice of words. On another occasion, the pilot opened the microphone and said:" We have reached the minimum level of gas needed for our plane to fly, we will redirect to another airport to full-up."

My personal feelings is tell us only the good stuff and after landing, you can tell us: "Wow, that was a close one!" I personal don't want to hear when you are having electrical or wheel problems. I just want to stay in my safe traveling bubble and there is nothing I can do to help anyway.

2) Be patient. Regard your day (or days) of travel as a nice break from your routine. Isn't it nice to know you do not have to drive? Reinforcement of airline security has set new rules and regulations that require more time from travelers. Give yourself plenty of time to get to the airport and just relax.

3) Eating a healthy and solid meal is recommended before traveling. Motion sickness is nothing else than your gut telling you that you are afraid (either consciously or unconsciously). Having food in your stomach will counter-act the acidity created by your fear and will make it less of an unpleasant feeling. I also recommend bringing with you healthy snacks because you get less (if any) food served on airplanes nowadays.

4) During your flight, keep yourself busy. Flying is a perfect time to either work in your "office in the sky" if you have work to do on your laptop. Since you will not be disturbed by the phone or other people, you will realize you are getting a lot done. Better yet, you can engross in a very good book. Here, a novel that will keep you interested is more appropriate than a very academic book.

A nice light conversation with your neighbor is also a pleasant way to spend time.

5) Keep yourself hydrated during your flight. Rule of thumb is that whenever the flight attendant offers you something to drink, you accept. After all, you are sharing a confined space with hundreds of people and dehydration is a possibility. Airline companies have understood that alcohol tends to dehydrate people and have stopped serving beverages while on board (among other reasons).

6) Whenever you have a chance (when the seatbelt sign is not on) move around in the cabin and stretch your legs. If you have to stay in your seat, it is better not to cross your legs for a prolonged period of time because of the increased risk of phlebitis (clog in the leg).

7) Sleep if you can. Your trip will go faster.

8) Upon choosing your clothes for the trip keep in mind that the airplane cabins can have variable temperatures. I recommend that you have two layers of clothes so your can "peel it off" in case of warm temperature or put your sweater back on if it gets colder in the clouds.

9) This tip is an obvious one but you need to swallow often during take-off and landing. It equilibrates the pressure in your ears and will make you more comfortable.

10) If after doing all these little tricks, you still feel very uneasy about traveling by plane you might want to consider addressing the issue. Hypnosis has been of great help for people who suffer from fear of flying.

Thank you for flying with us!

Dr Nathalie Fiset is a family doctor and a certified hypnotherapist. For more information go to: http://www.aperfectharmony.com or http://www.a-1hypnosis.com.Raine Blog77172
Remy Blog58867
          

When Business Needs Urgent Money!!! Commercial Bridging Loan

Commercial bridging loan is known as the fastest way of funding your immediate funds requirement for your business. It can give you the quick access to cash with minimum of formalities. The basic principle of a commercial bridging loan is to bridge the large financial gap for a short term. This happens when you sell your existing property to serve your commercial purpose. But as we know that selling a property is a time consuming job and commercial needs are urgent. You cant put them on hold; else it can affect your business adversely. Commercial bridging loan steps in here for your help.

Commercial bridging loans are of two types. Depending upon the status of sale of your existing property, they are classified as open-ended or close ended. But that doesnt affect the features which such loans offer. A commercial bridging loan is secured and a first or second charge will be taken against new or existing property or can be combination of both. Following are the securities or properties which can be used as collateral for a commercial bridging loan:

Residential or commercial properties

Development sites or auction properties

Buy to let properties or retails shops

Land with planning permission

A commercial bridging loan offers you amount ranging between ₤27000 to ₤100000 and more depending upon the collateral offered. Lenders usually offer up to 70% of the value of the collateral. As the loan is secured, you can apply for such loans irrespective of your credit status. This allows people with bad credit score i.e. defaulters, arrears, CCJs and IVAs etc to easily apply for the loans.

You can use the commercial bridging loan amount to buy office buildings and shopping centers, automobile dealerships, manufacturing facilities, commercial real estate, paying salaries and creditors, urgent working capital requirements, purchasing raw material, miscellaneous requirements.

To apply for a commercial bridging loan, you can log on to dozens of internet websites and apply for such loans. People often believe that it is not safe to give your personal information on internet as anybody can misuse it. But the presence of data protection act ensures that your details are kept confidential. So you can select a commercial bridging loan deal and apply for it by filling a simple application form. The application process takes is quick and you may get the approval just in 3 to 4 working days or even lesser depending upon the circumstances.

Commercial bridging loans are for short term and should be repaid on the agreed date. These loans are an interest only loan, which means that you only have to make monthly interest payments till you get the sale proceedings of your property. The principle amount is paid out of that money. This makes a commercial bridging affordable in any situation giving you quick monetary support.

Celeste Parker has been associated with Debt Consolidation Management. Having completed her Masters in Finance from Cranfield School of Management. She provide useful advice through her articles that have been found very useful. To find Commercial bridging loans,secured bridging loan,cheap bridging loan,bridging loan uk,bridging loan advice visit http://www.baddebtbridgingloans.co.ukPetronilla Blog20426
Ora Blog66092
          

Your Cruise Vacation - Cruise Ship Embarkation Procedures For Cruise Travel

The Cruise vacation you have been planning for a year is now a reality. You've packed your bags with the appropriate clothes for cruise travel. You have filled out all of the cruise documentation, do this at home, don't wait to get to your cruise ship, and now you are ready for this highly anticipated cruise. There are a few cruises tips about embarkation day that you should know before you head for your cruise vacation.

Keep all of your documents with you, that includes tickets for the cruise, any vouchers, passport and any immigration forms that the cruise line has sent you. That includes bus vouchers from the cruise line that will deliver you to the ship from the airport. In is wise to pack a change of clothes in your carry on in case your baggage gets delayed. If you have purchased the vouchers from the cruise line, a cruise line representative will meet you at baggage claim and take you to the bus or van that will transport you to your cruise ship.

If you decided to handle the transfer on your own, check ahead of time to find out how much a taxi will cost from the airport to the pier. It is good to know how long it will take to make the transfer so you have timed your flights accordingly. Make sure you have attached your cruise line tags with ship name, cruising date, and stateroom number. When you arrive at the pier a porter will relieve of your bags. He will expect to be tipped. The going fare is one dollar per bag.

Cruise tips are always helpful so pay attention to this one. Let the cruise line make your airline reservations. The reason for this is that if your flight is delayed the cruise line will handle it. If there are several other passengers on the same flight the cruise line will delay the departure of the ship. If it's just you and your traveling companion they will probably put you up in a hotel in the town of your embarkation and get you on the ship at the next port of call. If you opted to do it on your own, you will have to make all those arrangements. So, for safety and peace of mind let the cruise lines do it.

If you have decided to go to the town of embarkation a few days before the cruise, that will not be a problem, so make your own reservations. Some travel insurance companies will pick up these expenses but make sure you read the fine print on the policy BEFORE your cruise vacation.

When you get to your cruise ship, embarkation could be a little chaotic. There will be lines, especially early in the check in process. There will be a lot of stressed out people so just relax and take it in stride. After you have gone through the check in process you will be aboard and your cruise vacations begins. Here is where it pays to have all of your documentation completely filled out. Many of the cruise lines have loyalty programs so if you are a repeat cruiser many times they have preferred check in areas. Many of the cruise lines will have preferred check in for cruisers who have booked suites or mini suites. Check this out with your cruise travel agent.

This is a little off topic but it's one of the best cruise tips you will hear. Use a cruise travel agent for all of your cruise travel. It is important to deal with an agent that has sailed on many different cruise lines so they can give you an honest opinion on the difference between cruise lines. Check and see if they are CLIA certified cruise lines organization. Be careful they don't push you onto cruise ships where they have preferred status which means they get a higher commission. Scour the internet for cruise reviews on cruise travel to back up what your travel agent is telling you.

Now back to the pier. While you are checking in you will have to give the cruise line a credit card for any on board charges. Most times your room card is also your credit card and identification for getting on and off at ports while on the cruise ship. If you can get on the ship early in the process you get two benefits. One you get to have lunch and two you get the first shot at spa and beauty appointments. It will also give you time to peruse your cruise ship and then head for the pool. Having been a savvy cruise traveler you knew to bag a bathing suit into your carry on luggage.

Just before you get to the gangway you will be stopped by the ships photographer and a picture will be taken to commemorate your cruise vacation. It will be on display in the ships photo gallery but you are under no obligation to purchase it. Check in procedures will be different from ship to ship even within the same cruise lines. It depends on the experience of the staff and the cooperation of the passengers. Remember that these folks that are checking you in have been working since seven o'clock in the morning off loading the people from last weeks cruise vacation. Then they turn around and start putting on a whole new set of passengers for the next cruise.

The most important advice is to try to keep a cool head. You are headed for the best thing you can imagine, a cruise vacation.

Happy Cruising!

Copyright © Mary Hanna, All Rights Reserved.

This article may be distributed freely on your website and in your ezines, as long as this entire article, copyright notice, links and the resource box are unchanged.

Mary Hanna has traveled the world by Air and Ship while writing eBooks, Software Reviews and Practical Articles on Internet Marketing, Cruising, Gardening and Cooking. Visit her websites at: http://www.CruiseGold.com http://www.CruiseTravelDirectory.com and http://www.CruisingTips.com

Mary Hanna has traveled the world by Air and Ship while writing eBooks, Software Reviews and Practical Articles on Internet Marketing, Cruising, Gardening and Cooking. Visit her websites at: http://www.CruiseGold.com http://www.CruiseTravelDirectory.com and http://www.CruisingTips.com Penny Blog25528
Phyllida Blog72520
          

Travel To Germany

Germany continues to gain popularity worldwide as a tourist destination for vacationers around the world. Germanys unique culture, friendly people, and distinctive destinations are just a few of the distinctions that have made this beautiful country one of the hottest tourist vacation spots since 2000. Each year, the number of overnight visitors grows. In fact, Germany attracted over 2.2 million visitors from the United States alone within the first six months of 2006!

Travel to and from Germany with ease and in style can be a relaxing and pleasant experience in and of itself. Depending on where the visitor is coming from, Germany can be reached by boat, airline, automobile, or train. With all of these options available, there is a safe, convenient, and affordable option accessible for travel to Germany for every one!

Air Travel to Germany

Air travel affords the world traveler speed and convenience. Germany can be reached as an air destination from major airlines located across the globe. The most accessible German cities by air include Berlin, Munich, and Frankfurt. Germanys own airline Lufthansa accesses over 75 countries, reaching more than 175 cities. No matter what continent the German tourist is located on, there is a flight headed to Germany nearby.

For the budget-minded traveler, there are a variety of no-frills air fare packages available. Some of the airlines to consider when flying affordably are Air Berlin, Ryanair, Germanwings, and Easyjet. For the most recent and up-to-date deals on airfare to Germany near you, contact your local favorite airline.

Travel to Germany on an Ocean Liner

For the traveler that isnt in as much of hurry, or wants to combine their German vacation with another unique and memorable experience, visiting Germany by way of a cruise can be the perfect choice for relaxation and fun. The benefits of a cruise to Germany include avoiding the hustle and bustle that can be associated with flying and another option to reaching Germany from an overseas destination than via a plane.

Rates vary substantially with packages, but cruise lines typically offer great deals on packages and for the traveler that is available on a flexible schedule. In fact, some cruise lines can offer rates that come out to be pennies on the dollar when compared to premium air line rates!

Popular cruise lines that port in Germany are Norwegian Cruise Lines and Sea Cloud cruises.

Visit Germany by Train

European transportation is world famous for its efficiency, speed, and affordability. So for the budget-minded traveler, catching a train to Germany is an option that the traveler cant afford not to look into!

But dont discount the amenities available aboard trains! Packages offered by German rail travel can vary from the no-frills to the extravagant. There is truly something available for everyone.

Trains allow tourists visiting Germany to relax and enjoy the countryside without the added stress that can come with airline travel. Meeting new people and sharing the experience is a traditional aspect of vacationing in Europe and traveling by train affords the vacationer a unique opportunity to have the option of mingling with their fellow passengers if they want or to ride in privacy if they wish something no long flights in a plane can present.

Puripong Koomsin is the owner of Travel Europe Guide - Europepathway.com Travel to Germany is one of many useful articles from http://www.Europepathway.com.Rahel Blog10702
Philippe Blog99560
          

How To Follow Your Creative Flow And Keep Your Business Profitable

Creativity and inspiration are essential to any business venture. Without these, your business will become stale and may even begin to lose profitability. Owning a business means that you will constantly be in a state of change and improvement, and so it is crucial to stay connected with your own creative flow.

Working from home offers the incredible freedom of being able to create your own schedule. The blessing of this freedom is that it can enhance your creativity and ability to follow inspiration. On the other end of things, this freedom can tempt you into time wasting activities, or cause you to flow too much and forget about productivity and the bottom line.

These four tips will help you to maximize your creative and intuitive flow, without sacrificing the productivity of your business.

1. Create a plan for the income producing activities that you will do each day, or each week for your business. Once you know that you need to accomplish X, Y and Z in a day, you can set this as a priority and then flow around these activities.

2. If possible, accomplish your income producing activities first, then reward yourself with something fun to do. Youll be surprised at how many women get fantastic business ideas while gardening, playing with the kids or lying in the bath!

3. Schedule some down time each day for business reading and education. The constant influx of new ideas will foster your own creativity.

4. Create balance in your life by scheduling time daily to care for your body, get outside in the fresh air, and do fun, non-business activities. This balance is essential to avoiding burnout and keeping your creativity flowing.

With some fun, balance, and just the right amount of structure in your business day, you can navigate your business through todays ever changing business climate, and continue to grow both professionally and personally in the process!

Tamara Esgoode is a business consultant and writer for http://www.homebizwomen.com, an online mentoring community which offers free courses, free advertising resources and online support for home based business women with heart.Pippa Blog51307
Penny Blog64047
          

The Disney Cruise Ships

Disney' cruise ships - the Disney Magic and the Disney Wonder - embody the style and spirit of the grand ocean liners of days gone by, coupled with every modern amenity you have come to expect from a premiere cruise line. The two ships are basically identical save for some decorating details - the Wonder is decked out in an Art Nouveau style, while the Magic is fashioned in an Art Deco style - and the names of some of the restaurants and clubs. Both ships incorporate an interesting dining rotation, whereby your tablemates (in fact- the entire dining room full of guests) is rotated through the 3 restaurants along with your servers and wait staff, so that you get to experience a different restaurant each night without sacrificing the careful attention and pampering of having your own servers. And what restaurants they are - Parrots Cay embodies a fun, tropical flavor (and incidentally serves a fabulous breakfast buffet, and Disney characters often drop by unannounced, so be sure to have those cameras and autograph books handy!). Animator's Palate is a most unique restaurant where the dcor starts out black, white and grey, but by the end of the meal is a full burst of colors and Disney pictures, all coordinated with a musical soundtrack, and Lumiere's/Triton's, which is an elegant restaurant decorated with beautiful mosaics depicting scenes from The Little Mermaid on the Disney Wonder and Beauty and the Beast on the Disney Magic.

Both ships have a variety of features and activities designed exclusively for the younger set, including a family pool and water slide (fashioned as Mickey's gloved hand), snack bars poolside serving chicken nuggets, French fries and ice cream, a fully-equipped kids 'camp' open 'till midnight with counselors, great activities, play areas and computers, great Disney-themed shoes (including one starring all of the kids onboard, assisted by their counselors), and more characters than you could ever meet at Disney World. All of this attention to the kids certainly doesn't shortchange the adults, who are treated to their own pool and spas, adult-only restaurant (make reservations as soon as you board- Paolo's is a big hit), adult clubs, and even their own beautiful, private cove on the beach at Disney' own Castaway Cay island paradise.

Rooms on the Disney Cruise ships are about 25% larger than comparable rooms on other cruise ships, and many include a unique split 1 1/2 bath, to make getting ready easier for families. There is certainly more food than you could eat or activities you could participate in to fill several cruises, and you'll certainly find yourself wishing that the cruise were longer - or start planning your next cruise before you even disembark!

Stephanie Larkin is the editor of http://www.WaltDisneyCruise.net, as well as http://www.CruiseNewsOnline.info. She and her family love to cruise - her 3 children especially love the towel animals and chocolates left on the beds at night!Rafaela Blog33755
Phedra Blog13829
          

Now New Automobile Becomes Affordable with New Auto Loans

If you are planning to purchase a new automobile, then new auto loans can provide you financial support.

Earlier buying a new automobile was a hard decision as previously, they were costlier and today also there prices are sky touching. Despite of the fact of its high price, people still prefers and desire to own a new automobile rather than going for used automobile though they have limited income. But, now limited income really, doesnt matter because new auto loans provides financial assistance to the person in buying his dream automobile.

While purchasing a new automobile, if the person makes high down payment then definitely he will be offered with competitive rate of interest. As making high down payment reduces subsequent loan amount which in return reduces the risk of the lender and as a result of which he offers competitive rate of interest.

In the present times, poor credit also doesnt matter while availing new auto loan but he will be required to pay high rate of interest as compared to the person with good credit score. Other than paying high rate of interest he also has an option to avail new auto loan on competitive rates that is through co-signer. In this method of availing loan, co-signer becomes guarantee for the borrower. In order words, borrower takes advantage of good credit score of the co-signer.

The person has option to avail new auto loan from:

Banks

Financial institutions

If any comparison is made between these two sources of new auto loan then obtaining finance from banks is much cheaper than obtaining from any financing company. Banks are cheaper as they offer low rate of interest but banks also ask the person to make down payment. If you have good credit score and the person have business dealing with the bank then it might be possible that the bank doesnt demand for down payment also, but it totally depends on the bank. On the other hand procuring loan through financing company can be expensive as it offers comparatively high interest and demands for high down payment.

While availing loan, the person will be asked to furnish many details such as his income proof, identity proof, and his credit report and sometimes guarantee. Basically, applying new auto loan in the physical market can be very time consuming and chaotic but if the person apply through online his work gets simpler, cheap and faster.

Michael Wilson is currently working with Consumer Auto Lending.He have recently began to play a strong part in deciding the financial future of general population. He can help you find the auto loans at best interest rates. To find new auto loans, bad credit auto loans, instant auto loans, used auto loans, online auto loans visit http://www.consumerautolending.comRee Blog41428
Perle Blog57932
          

Juicy Tips for Better Sex

It is no doubt that sex, plays a major part in maintaining a healthy and long lasting relationship. Many researches and surveys conducted over the years have concluded that one of the main keys to a happy and fulfilling relationship is great sexual experience.

Yet, many people are having problem enjoying sex with their partners. There are many reasons for this problem. The more common ones are psychological, cultural, early childhood experience and so forth.

The good news is, for so long as the individual or couple realise that sex is the number one killer or saver to their relationship and they are willing to change, there are thousands of tips available in books, magazines, internet and sex video for better sex.

Experimenting on these better sex tips allow you to have a pleasurable experience during the sexual act. They also give you the confidence to orchestra and enjoy the sexual experience with your partner.

The internet is also turning out to be a major source where couples look for tips for better sex. I have outlined below some of the juicy tips for better sex.

The first tip is to take the initiative. Taking the initiative will break the ice between the couple and also excite the opposite partner. Always be on the look out for adding novelties to your sex life.

Sex does not need to be performed in the bedroom only. It can be done in the basement or under the stairs or just about anywhere you wish. Some examples are, in the car, on the beach. The ideal location is only limited by your own imagination.

Create a sexy mood and the right kind of environment for having sex. For example, you can pull down the colorful curtains and light candles in the bedroom. You can also go for scented candles. Playing soft music in the background would also add spice to the sexual environment that you want to create.

Having sex in the bath can prove to be a totally different experience. It sure builds up the overall excitement. In case of using the vibrator, ask your partner to user it in you instead of using the vibrator solo. Try choosing the vibrator and sex toys with your partners, this will help building up his or her anticipation.

Try out newer positions to have sex. This will again lead to more excitement and add a lot of spice in the whole sexual act. Ask your partner to do different things on you and tell him / her which things turn you on. Repeat the act if you both like it very much.

Sex is a pleasurable activity that does not have time limits. Sex ends when both the partners are completely satisfied after the act. Sex is not a duty that should be completed in a fixed period of time.

You should try different types of stimulations on your partner every time you both have sex. Try to masturbate your partner instead of letting him or her do the act on his / her own.

At the end of the day, let your imagination run wild, do whatever is necessary to arouse yours and your partner's sex drive and enjoy the experience.

Leah Holden is The "Better Sex Expert".Pennie Blog46855
Rebeka Blog58854
          

Advantages and Disadvantages of Payday Loans

Payday loans are intended to bind borrowers over until the following paycheck reaches its destination. The weakness of cash advances includes expensive fees that make the APR (annual percentage rates) high enough to send you bankruptcy. The advances are distributed after the borrower signs an agreement accepting the stipulations that he will repay the fees and loan amount on a set date.

If you are planning a cash advance, you should consider all details of the loan and weigh out the pros and cons carefully. The payday loans are slightly different from other types of loans it is short-term loan of unsecured nature.

After a person is accepted for a payday loan, the borrower writes a voided check to the vendor. The check includes the fee and the loan amount. The lender will often charge a percentage of the value borrowed, which in some instances stretches up to 900 percent annually.

Accordingly, if you borrow $200, you will pay back $240. The advance is then rolled over with the date due two weeks after the loan is issued. If the borrower does not have the loan amount upon the end of term agreement, he pays the advance fee and rolls the loan over to the following paycheck.

Payday loans are planned to help those wishing to dodge disconnections of utilities. Reconnection fees are around $50 depending on the state. Car repairs often lead people to payday loans. Most people depend on the vehicle to transport them to and from work. Additional urgent situations including medical expenditures can lead to bad credit. If you do not pay medical bills on time or put the bills off, the provider may send your information to the credit bureaus, which diminishes your credit.

The majority of payday lenders include requirements, which you must meet in order to receive a loan. It often entails employment, checking account, etc. and you will need proof of each detail.

The majority of lenders might decline payday loans if the borrower filed bankruptcy in the preceding year, or filed multiple bankruptcies over a course of time. If you do not have a job, the lender can rightfully deny you a loan, since no evidence of income is available to repay the loan.

Most lenders expect you to make $1000 monthly in net income to apply for a loan. If you worked less than five months on a job, the lender may deny your application.

Alex Fir shares a wealth of information on his website Payday Cash Loan Guide. If you want to learn more about online payday loans go to http://www.paydaycashloanguide.com/.Rita Blog55812
Phil Blog41334
          

Information On The Different Types Of Cleaning Soaps Sold In Todays Cleaning And Janitorial Markets.

Laundry soaps - These soaps are generally thought of as mild soaps used for lifting soil, grease and organic compounds from an assortment of fabrics. Laundry detergents are formulated to work under varying conditions. Laundry detergents come in powders, liquids and gels and can work in all water temperatures. Laundry detergents are most effective when used in warm or hot water especially when removing grease or heavy soil.

Kitchen soaps - The two main types of kitchen soaps are dish detergents and cleansers. Dish detergents are formulated to cut through grease, suspend the soil particles in the foam and leave a no residue shine. Hand dishwashing detergents are made to work at lower temperatures and usually have more grease removing capacity by producing more foam. Machine dishwasher detergents are formulated to produce less foam and work at higher temperatures. Often other agents are added to the formula to provide a no residue rinse in the final dishwashing cycle. Cleansers contain mild abrasives that help remove stubborn stains and heavy soil. Some cleansers are more abrasive than others the mildest being cream cleansers to the harshest being powdered cleansers.

Personal soaps - There are many types of personal soaps sold in today's market. From the basic to the extravagant every soap seems to contain its own unique properties specially formulated for every particular need. Antibacterial soaps are formulated to stop the spread of bacteria and viruses by adding broad spectrum antimicrobial agents such as chloroxylenol (PCMX). Chloroxylenol kills up to 99.9% of all bacteria that can make you sick. Regular personal detergent soaps are designed to lift soil from the skin by suspending particles in the foam. Some personal detergent soaps contain lotions and extracts to add moisture to the skin that the detergents take out. Hair and body soaps are a multi-purpose blend that works on hair just as well as it cleans skin making them a great candidate for fitness clubs and schools.

Cleaning soaps - These soaps are made for cleaning soils and grease. Cleaning soaps come in light to heavy duty formulations and are great at removing soils and grease without having to use harsh abrasives.

Industrial soaps - Industrial soaps are formulated for specific tasks. They are commonly used for car washes, auto centers, and production line cleanup. These soaps usually come in 55 gal drums or large containers and are connected to pressure cleaning systems.

Lee Harris is an expert in the cleaning industry and can answer all your questions about soap and soap dispesners.Philis Blog3905
Rafaelia Blog40249
          

Aspen Trees And Their Uses

Aspen trees are considered to be one of the largest organisms in the world and yet maintain the identity of being slender and delicate. Appreciating the splendor of aspen can happen almost anywhere due to its ability to share its natural beauty in many forms.

When one thinks of aspen they generally imagine forest groves in the Rocky or Appalachian Mountains, but in reality aspen trees grow all over the globe. They can be found in Europe, Asia and Japan. Aspen trees survive only within specific environments; cool regions with cool summers and cold winters. That is why they are only found within 5,000 feet-12,000 feet above sea level. On rare occasions they have been seen as low as 1,500 feet but rarely survive due to the mild winters. Only grown in the Northern Hemisphere, their northern limits are determined by its intolerance to permafrost and they can extend south only at the high altitudes.

In western North America, Quaking Aspens grow only in portions of the Rocky Mountain Range (which extends from Canada to Mexico). At maturity, this medium-size deciduous tree usually reaches heights of 66 feet-82 feet with a trunk size of 6 inches-24 inches. The leaves are generally round (1 inch-1 inches in diameter) and 1 inch-2 inches long with small irregular rounded teeth. They are connected with strong flattened stems, which enable the leaves to twist and flutter in the slightest breezes originating the meaning of its name.

To propagate, aspen trees have two options; they can generate from seeds or clone from root suckers. The seeds are released in capsules that are attached to cottony fluff produced by mature trees in the spring. Once the seed takes root and produces a tree the roots stretches out to create a new sapling, creating a colony. Every sapling has the same genetic code as the original seed so the whole colony ends up being clone trees. New stems in the colony may appear 9 feet-12 feet from the parent tree. Each tree only lives for 40-150 years above ground, but the root system of the colony is long-lived, in some cases for many thousands of years, sending up new trees as the older trees die off above the ground. One such colony in Utah is claimed to be 80,000 years old, making it possibly the oldest living colony in the world. Some aspen colonies become very large with time, spreading about three feet per year, eventually covering many hectares. They are able to survive intense forest fires as the roots are far below the heat of the fire, with new sprouts growing after the fire is out.

The wood of the aspen is white, and soft, but fairly strong, and has very low flammability. It has a number of uses, notably for making matches, where its low flammability makes it safer to use and easy to blow out compared to other woods. Shredded aspen wood is also a popular animal bedding, as it lack the phenols (natural chemicals) associated with pine and juniper, which are thought to cause respiratory ailments in some animals. Once a tree dies it can also be kiln dried and used in making furniture. Real aspen rustic log furniture adds a great deal of character to many American households as it adds environmentally friendly components to everyday life. Aspen is the preferred log of many craftsmen as each piece has unique character, creates a rustic style and it has an outstanding resilience to bug infestation.

To find more information on aspen log furniture please view these websites:

http://www.1cabinfurniture.com

http://www.thetwistedtimber.com

Jessica Stevenson grew up in Colorado and currently lives in the beautiful mountains of Utah. She attended Brigham Young University where she received her Bachelors degree. Jessica expanded her education by studying abroad in the Middle East and interning in Washington DC for 18 months. Currently she is employed where she oversees the production of aspen log and reclaimed timber furniture.Penelope Blog40025
Philly Blog49690
          

Vocal Cord Dysfunction And Asthma

Did you know that asthma can mimic other diseases or symptoms? Asthma is a chronic inflammatory disease that makes air passages (bronchial tubes) particularly irritant-sensitive. It is characterized by breathing difficulties, which range on a continuum from barely noticeable to extremely severe. The disorder has been increasing in frequency in recent years, and is especially noticeable as an increasing problem amongst children living in large cities. In North America, almost half of school children seem to carry "puffers" with them these days, and the incidence seems to be increasing each year.

Asthma is a highly ranked chronic health condition in adults in most western countries. It is also the leading chronic illness in children. Asthma has no cure. Fortunately, for most patients the symptoms can be managed so that they suffer only minimal and infrequent symptoms and can live an active life. However, there are a number of illnesses which can mimic asthma symptoms and often result in misdiagnosis.

One example of an illness that is commonly misdiagnosed as asthma is vocal cord dysfunction syndrome the symptoms of which can mimic an asthma attack. Usually the difficulty in making an asthma diagnosis is making it early enough. However, sometimes people who do truly have asthma as well, difficulty in breathing can result from abnormal movements of the voice box during breathing. This can so closely mimic a severe asthma attack that a proper diagnosis is made very hard. You can benefit from learning more about vocal cord dysfunction of you think you might be suffering from it instead of asthma.

However, if this condition is recognized, appropriate treatment is much easier to achieve. There are a number of other illnesses that can mimic asthma symptoms, though in comparison to asthma, these are all very rare, and they are also much rarer than vocal cord dysfunction. It is worth keeping this in mind if you are experiencing unexplained differences in your asthma reactions.

Linda Brown contributes to several web magazines, including http://web-healthy.com and http://lutok.com.Phyllis Blog12937
Peri Blog57946
          

Build Your Body Like Rome

Apparently, Rome wasnt built in a day.

Yet, people want to lose multiple dress sizes or pant sizes by next weekend by drinking some unknown juice that promises quick weight loss (yeah right), or by eating a ton of greasy meat all day (I bet that works all the time.not), or by popping pills with God only knows what ingredients they have in them (as my grandmother says, Good luck to you).

Why?

Why would a logical, smart, good-natured person like you actually think that the list above (and hundreds of other crazy weight loss fads) will actually work? There is no reason to be that desperate. Let me tell you that there is a 99.92308234% chance that as soon as you lose that weight with a fad diet, you will gain it back..and then some.

Do it the right way.

What is the right way? you may be asking.

Diet and exercise.a fitness programcommitment...empowering yourself to make small lifestyle changes that snowball into a new you.

How?

I thought you would never ask. Let me give you 2 EASY, BASIC things for you to do (and these things also go for you intermediate and advanced fitness people, too):

1.Get moving everyday It always get a good laugh when someone make a New Years Resolution to get fit. Or claim that theyre going to go to the gym everyday (when they havent seen the inside of a gym in months or years). How long does it last? 1 day, 2 days, maybe a week? Why do you think that has happened to you or others? Because that person was not COMMITTED to get moving everyday (or almost everyday). Do you know of a person like thismaybe yourself??? :)

So youre saying that you were LAUGHING at me Chris

Yes.

Onward.

What are easy ways to get moving?

-Taking a brisk 15 minute walk once or twice daily (outdoors preferably, but not a necessity)

-Pushups a great overall strength trainer (unfortunately, many people can hardly do any of these, much less do them with proper form). Even if you can only do 1 pushup, try to do 2 tomorrow and 5 by next week. Let it build.

-Crunches very basic abdominal exercise, but it will get you started. For you advanced performers out there, see how many you can do in 30 seconds or a minute or 2 minutes..ALWAYS remember proper form, or else 1,546,127 crunches in a day dont mean squat.

2.Start an exercise program In order to lose weight and keep the weight off, you have to make a change to start an exercise program (and keep to it!). My advice, dont go for the jugular so quickly, sit down and draw up a plan on how you can fit it in your everyday life (EVERYBODY can fit in some sort of exercise program, so I dont want to hear any whining on how YOU dont have the time). How about this for a quick exercise program (just off the top my head, especially for you, I dont have the time!!! people out there, lol):

Upon waking in the morning:

-Go for a brisk 10-15 minute walk outside (if possible), remembering to keep the arms pumping and concentrate on taking good, deep breaths. Upon returning home, slowly walk around for 1 minute to cool down (only if necessary), drop and do 10 pushups with arms shoulder width apart, rest for 30 seconds, then do 10 pushups with arms as close as possible together, rest for 1 minute, then finish with 10 pushups with arms far apart (practically speaking). Finish up your routine by jumping rope for 2-3 minutes (or longer/shorter depending on your fitness level at that moment).

This is just a SAMPLE, and if you start saying Chris, I cant do 10 pushups three times in a row.then do 5, or 3, or heck..even 1. Just get started, you will be amazed how much stronger you will get in the coming days, weeks, months, years. This will build your strength, endurance, coordination, and health all in that 1 tiny workout.

Change your way of thinking.start slow and build up. Rome wasnt built in a day, and your body wont be built like Rome in a day eitherbut YOU can lay the foundation for your own temple that is your body. Dont wait until your temple starts crumbling and heaven forbid starts to collapse. It may be beyond repair. Rebuild your body, your muscles, your arms, your legs, your organs..start now, start small, and make it fun.

Treat your body with respect and it will repay you tenfold. You will begin to understand once you make that change. You will feel alive, energized, and ready to face a new day, everyday.

Make a commitment to add more bricks to your temple, make yourself stronger, more flexible, ready to handle any problems that you may encounter. Dont rely on other people to tell you that your body doesnt look like Rome. People are too politically correct. I will probably tell you, though :). You can make yourself look like your own personal Rome. You just have to get started..challenge yourself, and lay that foundation.

There are so many ways to get fit, I could write for daysbut I need to stop so YOU can get started on your fitness program.

If you are still hell-bent on trying that new fad diet, or drinking that nasty looking liquid that promises quick weight loss in 3 days (I dont even want to know how)..Ill be waiting with open arms when that fails (and it will fail at some point), lol. So, just forget that trash, get started right, and build your body that is something to be proud of. Get started now, and Ill talk to you soon.

P.S. If you want some more kick butt ideas to make yourself into Rome or even the Statue of Liberty, visit http://www.fitnesswithchris.com, and get started.

Chris Callegari, founder of http://www.fitnesswithchris.com is unleashing his real-world fitness, nutrition, and healthy eating tips to the world, to help support lifestyle changes.Petronille Blog91828
Peg Blog85461
          

Goji: Nature's Wonder

What Is Goji?

There is a lot of talk about goji berries in the market today, which makes one wonder about what this so-called miracle fruit really is. The goji berries come from a vine-like plant that can sometimes reach 15-20 feet in height. This is commonly found in the Ningxia Province in China. Many people describe the goji berry plant as a mix between a grape vine, and a tomato creeper.

Legend has it that in about 800 AD, during Chinas Tang Dynasty, some unidentified berries were found growing on a vine near a well next to a Tibetan Buddhist temple in the Himalayas. As time passed, these goji berries dropped off the vine and into the well. The monks who drank the water were exceptionally long-lived and healthy.

Goji (Lycium Barbarum) is basically an Asian (from Tibet and Mongolia) plant with the purple-blue colored flowers and attractive red mildly sweet fruits that grows about 8 feet to 10 feet tall in the Himalayan region. A goji plant starts from a tiny goji seed, which is black in color and smaller than the seeds of tomatoes. The goji seed has earned an outstanding demand all over the world due to the fact that the high degree of nutritional value of goji plants or fruits have some extremely favorable effects on ones health.

A goji drink is made from the red berries of the goji plant found in the Himalayan countries of Asia and it is a natural, beneficial drink that provides the body with many healthy ingredients.

Benefits Of Goji

Only recently has the Western world discovered another gift from the Himalayan Region. This gift is the goji plant. To fully understand and appreciate the goji plant it is important to know the basic facts regarding this plant and the possible health benefits associated with the plant.

There are many benefits that the goji berry gifts the human race with, the best of which is that it claims to reverse the aging process to a great extent. There are only two pre-requisites for this purpose (i) it should be taken daily, and (ii) it should be taken in the raw form.

Goji berries are like a boon from God for human beings. When these berries are consumed regularly, they are found to increase longevity and promote excellent health. It reduces the craving for sugar for the diabetics thereby improving their control-capacity and stabilizing the sugar levels in hypoglycemic people.

More goji juice health benefits include relieving menstrual discomfort and even enhance immune function since it builds strong blood paramount to fighting off disease and infection. It also is kind to your appearance as it makes you feel younger and can also make you look younger. The goji juice health benefits even include antioxidant protection that makes great health sense.

Some other interesting information on goji juice is that there are four polysaccharides unique to goji juice, which is any of a class of carbohydrates, such as starch and cellulose, consisting of a number of monosaccharides joined by glycosidic bonds. These can be very good to you so if your goji juice contains these you have even more of a benefit in drinking it.

Over 60 health studies have been conducted thus far on the benefits of the goji fruit. The results of these studies show positive and strong results indicating various health benefits to those whose daily diet consists of ingesting the goji fruit.

What the researchers are finding, in controlled clinical studies, is astonishing. If the healing power and life extending properties of goji juice hold up to scientific scrutiny and can be replicated and validated, diseases such as cancer, tuberculosis, immune deficiencies, heart disease, hypertension, high cholesterol, depression, anxiety, insomnia and more will take a dramatic turn for the better.

Where Can I Find Out More About Goji?

Currently, the best place to learn about goji and try it for yourself is through websites. Just enter the word in your search engine, and youll be taken to dozens of sites that offer books, newsletters, and all forms of goji products. Some retailers even offer money-back guarantees if you dont achieve beneficial results.

It never hurts to keep in mind all of the nutrients in goji juice. Sometimes a particular medication or a particular medical condition can lead to an increased need for certain nutrients. If those same nutrients are found in goji berries, then a drink of goji juice could help this person significantly.

David McFarlane is a proud contributing author and writes articles on goji. You can visit Davids site at http://www.goji-world.com.Raine Blog77172
Raphaela Blog52325
          

Sell Your Car Online: Step 3, Using the Right Information to Help Sell Your Automobile

Posting your automobile for sale online is a great way to attract potential buyers. In step 2 of this series, titled "Sell Your Car Online: Step 2, Using Pictures of Your Automobile Correctly", you learned how to select the right pictures of your vehicle for display in the classified ad.

The third step in placing an ad is selecting what information you want to use in your listing. Most auto classified web sites have information fields that are either checkboxes or blank textboxes for short answers. Here's the danger. If you don't give enough information, you may lose potential buyers. They may think that the missing information is an attempt to hide what's wrong with your car or truck. The solution is to answer ALL information fields that are applicable to your vehicle.

So, what type of information do you display with your listing? The most important information that must be included in your listing is: make, model, year, mileage, engine type, and transmission type. When searching for a car or truck to buy, especially a used car or truck, this is the information that the potential buyer must know before taking the next step, contacting the seller. This information will determine whether the buyer is even interested in the vehicle to begin with.

Secondary information which should be included in your listing is: body style, drive train, and VIN number. You should always include the body style (2dr, 4dr, SUV, truck, etc.) and drive train (FWD, RWD, 4WD, etc.) in your listings. It is a great idea to also include the VIN number. A growing percentage of buyers and dealers are using CarFax.com to gain information about vehicles. If the buyer is serious about purchasing your car, he/she can research the VIN number through CarFax.com without the added inconvenience of calling you first.

Next in the line of important information are the accessories or options your vehicle has. This is the information that can separate your vehicle from the rest of the pack. List all the options your vehicle has. Whether it has power windows, CD player, ABS brakes, DVD player, or a power sun roof, the buyer needs to know the accessories or options on your vehicle. List them all. Even if the classified ad system you use doesn't list the accessories in a selectable list, include them in the description field.

You must not forget to include your contact information. List your address as well as your phone number. If the buyer is interested in your vehicle, he/she could call or drop by for a test drive if close enough.

As a summary, you should include the following in your classified ad (listed in order of importance):

- Contact address and phone number
- Make
- Model
- Year
- Mileage
- Engine type
- Transmission type
- Body style
- Drive train
- VIN number
- Accessories or options

There's no such thing as listing too much information about your vehicle, so type away and tell as much about your car or truck as possible. The worst thing that can happen is that the potential buyer will spend more time viewing your listing and less time viewing someone else's listing. Isn't that what you want?

Choosing the right information for your classified ad can set your automobile apart from the rest of the pack, at least in the buyer's mind. Look for the next installment titled "Sell Your Car Online: Step 4, Writing a Compelling Description of Your Automobile." Happy selling.

Derrick Walker is founder of http://www.vinclassifieds.com , an auto classifieds website. VINclassifieds.com displays cars for sale by individuals and car dealers. Sell your car at http://www.vinclassifieds.com/sell_my_car.htm .Phillis Blog72105
Othilia Blog692
          

Uses Of Auto Seat Covers

It is an irony that auto seat covers are the most neglected thing in a car, while so much importance is given to its looks. Auto seat covers are as important for your car as any other part of your car. These covers will keep your seats free from dirt and other harmful elements. They will also maintain their shape.

There are several companies which offer designed seat covers. There are some companies which make baby seat covers made of cotton and silk, so as not to harm the baby's skin. The most important feature of an infant seat cover is the security it provides to the baby while the car is moving. Also, it provides security to parents against the mess created by children. You just need to detach the seat cover, toss it in the washing machine and refit it again to give the seat its usual look.

Auto Seat Cover Materials

Soft Touch: Poly-cotton is the most widely used material for auto seat covers. It is very soft to touch, and also renders protection against harmful elements simultaneously.

Sheepskin: The usage of sheepskin is common next to poly-cotton for seat covers. It is considered to be thermostatic in nature, as it is warm during cold conditions and cool during warm conditions.

UV Protected Sheets: Another good choice of seat covers that you can consider having are Velour seat covers. They are also very soft to touch like poly-cotton. However they are different, as they possess an additional ultraviolet coating. So they will protect the color of your car seats from fading.

Types of Auto Seat Covers

Universal Auto Seat Covers: These kinds of seat covers are a universal fit. This means that they can be fitted to almost every kind of car seat, whether they are low-back or high-back bucket seats. It is very convenient to fit and remove them. But they cannot be used for car seats with side-impact airbags.

Custom Auto Seat Covers: These auto seat covers are tailor made. They can be made as per the measured size of specified car seats. While making custom covers, every minor detail of the car seat is taken notice of and pondered over. This fitting is considered perfect, as it is specifically made to fulfill the particular requirements of the car.

Hybrid Semi-Custom Auto Seat Covers: These kinds of seat covers are best if you cannot afford custom covers. They may not provide you with all the features which are rendered by the latter, but they are able to protect your car seat against any harmful elements.

Maintained car seats give a beautiful look to the interior of your car. So it is always recommended to use auto seat covers to provide your car seats with protection against any harmful elements. This will increase the durability of the interior of your car.

Stefan Rockhaus writes about automotive accessories at http://www.mega-info-spot.info - Visit http://www.seatcovers-online.info to read more about http://www.auto-seat-covers.info/sitemap.htmlRebe Blog70929
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Top Tips When Buying A Used Car Privately

Every year in the UK over 7 million used cars are purchased, with many of these cars being purchased privately direct from the owner. Whilst this can often be the route to achieving the best bargains it can also become very expensive in cases when it emerges that the car has a number of problems or a previously unknown history. In order to reduce the likelihood of being caught out weve put together the top tips when buying a car privately:

The first step is to do some research about your desired car. Check classified ads and trade guides to get a good idea of prices. Parkers.co.uk is an excellent site and contains a free used car valuation tool and thousands of reviews and ratings.

Once youve decided on which car youd like to buy and have found a possible seller always go and take a look at the car in daylight.

Take a friend along with you. If problems occur in the future its very useful to have a witness available to validate what was said.

Check that the car has not been clocked. The average mileage is 12,000 miles a year. Have a look at the tyres to see whether this looks right or if the car has new tyres ask the owner for details of its servicing history.

Always go for a test drive. However, make sure that you are insured to do so and if the seller says that he has cover ask to see his policy.

Carefully check the log book, officially known as the V5 or registration document. In particular look for the chassis number, known as the vehicle identification number (VIN). This will usually be located on a small plate on the drivers door or in the engine bay. The absence of a VIN number strongly suggests that the car has assumed the identity of someone else, probably because it has been stolen at some point in its past.

You could also consider purchasing an AA Car Data Check. Importantly this will include a full description of the car, including engine size and date of first registration, so you can be sure of what you are buying. It will also tell you whether the car has a finance agreement recorded against it, if the car has been written off, and whether the car has had any number plate or colour changes.

The chances are that at some point youll enter into negotiations over the price. Have a highest price and target price in mind before entering into negotiations. If your two offers are some way apart you try not to say anything. Car salesmen use this tactic all the time as people find silence uncomfortable. Try this and the seller will often suggest meeting half way, at which point you can propose meeting half way between your offer and the new offer, getting yourself a better deal.

Finally, if interested in the car consider having it independently checked by a reputable garage. Reputable sellers will understand this so be wary if the owner of the car is against having it checked.

Charles Cridland founded http://www.yourparkingspace.co.uk/, where you can earn money through renting your private http://www.yourparkingspace.co.uk/, or find http://www.yourparkingspace.co.uk/Pamella Blog34288
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There Is More Than One Way To SkinA Real Estate Deal With Seller Flexibility In Selling Property

Jack and Mary were desperate. Mary received a big promotion in another state and Jack was looking for a new job in the same city. It was just too good to pass up. Mary was a rising star in the health care industry and with the huge pay boost and promotion it was a job she had dreamed of ever since leaving graduate school armed with her MBA. Jack was a natural born salesperson and could work anywhere selling just about anything. He liked high tech sales in the high ticket electronics field and was close to catching on with a company in the same city as Marys new job. One problem, they had a large house to sell in a very slow and slumping real estate market.

Jack and Mary counseled with the local real estate ace that had long been the resident expert Realtor for their community. They had been in their home for six years and with the past real estate surge they had lots of equity now. Because this was happening so fast, Mary moved to a small apartment near her new job. The relocation price offered by the company was way too low for what they felt they could command in the market. This option was rejected. With ongoing brain storming with Tyler the Realtor, the scenarios included, lease options, lease purchase, and a seller held second. The lease scenarios would be the iffiest of the three. Jack and Mary instructed Tyler to hold the price and offer to pay the selling Realtor a selling fee plus a bonus of $2,500 and agreed to pay the closing costs and prepaid expenses (pre-paid interest, tax and insurance escrows) up to an offered $14,000. Likewise, Tyler was instructed to offer through the MLS selling terms to include a seller held second of 5% to 10% of the purchase price. The list price of $475,000 would mean that the Jack and Mary were willing to hold a second mortgage of 5% Loan To Value (LTV) or $475,000 x 5% = $23,750 or 10% LTV at $475,000 x 10% = $47,500.

Tyler, the listing Realtor, had been in discussion with a mortgage broker active in their area and had some clients that could only get a 90% to 95% LTV first mortgage. They had some credit dings, which were holding them back. Each had fully documented income and was making good money. There were valid reasons for their rocky credit history and both needed time to rebuild their credit. Tyler showed the home to both the prospective buyers who had credit challenges. The first couple didnt like the kitchen layout or the back yard size. The second couple liked the house and had similar reservations but with the flexible financing they figured they could live with it and make changes and improvements down the road when they could refinance down the road and get sufficient monies to do some home improvements.

Jack had closed up the house and had moved with the furniture in tow to join Mary at her new location. The furniture was put into storage in hopes that it wouldnt be there long with Realtor Tyler on the case. Jack had been actively working on his job hunt in the new city for two weeks now. Tyler was now on the phone presenting the offer from the buyers who needed seller help. The buyers would need Jack and Mary to pay $15,000 in closing costs and prepaid expenses. Tyler was making the deal himself so there was no bonus involved. The offer was based on a seller held second mortgage of $47,500 with an interest rate of 10% with a 30-year term and a three-year balloon. The payments would be $416.85/month. At closing, Jack and Mary would payoff their first mortgage of $200,000 and would get somewhere around $188,000 in cash at closing and the seller held second of $47,500.00 paying $416.85/month. Tyler went on to explain that the buyers were putting very little of their own money in the deal and explained the downside risk involved if the buyers defaulted. The only way they could protect their 2nd mortgage equity would be to buy in the first mortgage or just take the loss. Tyler and the mortgage broker, with the buyers permission, indicated that Jack and Mary were in essence underwriting the 2nd mortgage loan on part of the buyers. It was up to them to pass or deny.

On weekends Jack and Mary were looking at new homes, which might meet their needs. One in particular, due to the soft market, the builder was offering major concessions and sales inducements including paying all the closing costs and prepaid expenses. With potentially $180,000 cash available for any purchase they were looking at a builder deal loaded with incentives for a home worth $750,000, which they could now buy for $650,000. The nagging fear was what would happen if the 2nd mortgage payer defaulted. Since, it was up to Jack and Mary to pass on the buyers credit worthiness, with the buyers permission, they went over their entire credit package and personally interviewed them on the phone to find out something of the character of the buyers and the back ground of the of how the credit dings had taken place. It turns out it was a temporary medical problem that had put them behind the eight ball and precipitated their credit dings. Jack and Mary decided to take the deal. Since the buyers had been already pre-qualified, the sale took place in two weeks.

Jack and Mary, with closing funds in hand, closed moved into their new home. Six months had passed and the buyers of their prior residence had made their second mortgage payments on time as agreed. The home had everything they wanted in a home except a pool and spa. The dilemma for Jack and Mary, even though they had got an incredible interest rate in the soft market they were reluctant to incur any additional debt with the 2nd mortgage paying off in now 2.5 years. Jack received a letter in the mail from an investment note buyer who was offering to buy the note at a discount since the note now has some seasoning. Running the math, with the investor getting a 15%+ yield on a 10% face rate ballooning in the next 30 months were offering to buy the note for $42,900 cash. Just for grins, Jack being the super salesman and dealmaker had been working on construction quotes with a pool contractor. He had managed to negotiate a $5,000 reduction and could put everything they wanted for $40,000. Pool contractors were slow right along with the rest of the real estate market. Jack and Mary showed the documentation to the note buyer that indicated six months of on time payments together with copies of the note and mortgage. The note was sold netting out $42,000 in cash. The pool was built the following week. Life was good.

Soft markets can lead to flexible terms which can help complete real estate deals. Keep and open mind. There is more than one way to skin areal estate deal.

Dale Rogers
http://www.sellerhelpsbuyer.com
http://www.brokencredit.com

Dale Rogers is a thirty-year mortgage veteran and frequent contributor to the Broken Credit Blog. The BCB is a free website created to assist the general public with information about credit repair and responsible mortgage lending.Ree Blog41428
Rafaelia Blog40249
          

Eleven "Must-Have" SEO Tools (That The Professionals Suggest)

SEO Tools have sprouted up from engineers, hackers, wanna-be SEO's and legimate Search Engine Optimization companies. Many are free, and very good.

But, the fact is - you don't have to be an engineer to run them. Our compiled list below is used daily by professionals and newer users alike.

Start putting these tools to use and see how they impact your own online business.

#1 - Ranking Analysis

This tool can unveil extremely valuable information on how you can break into the top 10 search engine positions. Check it out at this url http://www.webuildpages.com/cool-seo-tool/

#2 - Sitemaps

xml-sitemaps.com, they have created a sitemap generator that enables you to create a xml sitemap for Google and a text-based sitemap for Yahoo. In addition, the generator can also create an optional HTML sitemap for human visitors. Go to http://www.xml-sitemaps.com for step-by-step instructions on how to get started.

http://www.highwebsiterankings.com/site-map/ is an extension to the tool above.

We also like www.sitemapdoc.com - a little buggy though. Make sure to create an account in Google and Yahoo, and get the Sitemap into those administration control systems.

#3 - Keywords Analysis

For a keyword tool that has it all, go to http://tools.seobook.com/general/keyword/

#4 - Keyword Rankings

This tool allows you to track numerous keyword rankings like # backlinks, #pagerank and #daily, weekly and monthly changes in your rankings. Take control of your search engine rankings at http://www.digitalpoint.com/tools/keywords/

#5 - Link Harvesting

Link Harvester is open source, so web masters are free to share it and developers are free to improve upon it. Do your own link analysis at http://www.linkhounds.com/link-harvester/

#6 - PPC, Reports, Link Partners & More

* perform keyword mining * use Web site analysis to improve your rankings
* create link popularity reports * quickly and easily find potential link partners
* use automated, semi automated, and guided submission to search engines and directories * manage your PPC campaigns * analyze your search engine rankings.

This is the grand-daddy of all tools: webceo.com. Free SEO Tool download, desktop edition.

#7 - Page Strength

Relative importance of pagestrength http://www.seomoz.org/tools/page-strength.php

#8 - Link Popularity

We like www.urltrends.com for beginners.

#9 - Alexa Rank

http://www.seochat.com/seo-tools/alexa-rank-comparison/ and make sure you download the alexa toolbar.

#10 - Keywords Density Analysis

http://www.webconfs.com/keyword-density-checker.php

#11 (bonus) - SEO tool or not?

Not. But, it is very useful in determining the geographic location of an IP address using a bit of AJAX and Google Maps. http://www.seomoz.org/ip2loc/ip2loc.php

Jon Rognerud is a recognized authority on the subject of SEO and Internet Marketing, and has spent over 10 years developing websites and marketing solutions for companies like Overture and Yahoo. His site, http://www.microsaw.com, provides a wealth of informative search marketing articles and more..Patricia Blog90047
Pennie Blog46855
          

Cant Work It Out? Get A New York Child Custody Lawyer

A breaking family in New York is common nowadays. When parents cant seem to agree with their plans, they end up in divorce and child custody. They will seek the help of New York child custody lawyer to fix the custody of their children and also the visitation schedules.

A New York child custody lawyer does not only decides as to which parent will get the custody but he also looks into the emotional aspect of the children and also the effect that it will give to the children. A New York child custody lawyer can handle different cases of child custody.

One of it is the visitation of the parent. If the father wins the custody, a New York child custody lawyer will have to fix visitation schedules for the mother which can be allotted for the weekend.

Also, if the case is quite complicated, a New York child custody lawyer may also set a temporary custody for the child. He may request that the child can live with the father alone for a certain span of time and when it is finished, the child can have the chance to live with the mother.

This can be helpful because the child can decide which parent he wants to live with and is comfortably with. The visitation orders that a New York child custody lawyer will implement should be strictly followed by the parents. When fixing the visitation litigation, what they need is preparation and nothing more.

New York child custody lawyer advices that parent should undergo counseling on how they can get ready with the situation and if they are both in favor of it. This will help the parents prepare for the trial before they get to the court proceedings.

New York child custody lawyers will advice their clients to understand all the important aspects that is related in child custody. First will be the evidence gathering which also means preparation for the court proceedings. A client should have a good testimony that is well supported and proven.

Both parties should have their documents and witnesses before the court proceedings begin. This is important so that the case proceedings will not take too long. Sometimes, the parents can get confused as to which state they want to have the case done.

If they choose a New York child custody lawyer, the case will surely be handled properly and fixing problems will not be a big burden. A New York child custody lawyer respects the decision and requests of the parents and the children. An experienced New York child custody lawyer will be the perfect person to help you.

Not only will you get the case done but you will also be advised with good plans and strategies. A New York child custody lawyer will also ask a psychologist to explain the effects and feedback to your children. Before the case is started, a New York child custody lawyer makes sure that everyone is prepared and that it will not bring a negative effect to the children.

If you are planning to have a divorce, getting a New York child custody lawyer will always be a good choice. You are ensured that all your decisions will be right and that the children get what they deserve.

This content is provided by Low Jeremy. It may be used only in its entirety with all links included. For more information on child custody & where to find one in your state, please visit http://child-custody.articlekeep.com.Prudence Blog73798
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Tips For Air Travel With Your Toddlers

It can be very difficult to travel by airplane with young kids. When you travel by car you can stop every few hours and let your toddler get a little exercise. When on an airplane, however, you are confined to a small space for the duration of the flight. This can be very stressful and difficult on a long flight and if your toddler is cranky, the flight can seem even longer. The following tips might help to make your flight more enjoyable for your toddler, you and the other passengers.

1. Consider purchasing a seat for your toddler. Although you are allowed to fly with your child in your lap, this may not be the most comfortable for you or your child. This will allow you a little more mobility and will make your child more comfortable.

2. Bring games and toys that will keep your toddler entertained. Include a portable DVD player so your child can watch their favorite movies during the long flight. This will help keep your toddler occupied.

3. Food on airplanes is usually limited. Bring along some nutritious snacks for your child to keep them from getting hungry. Include some milk, natural juices, fruit, cheese and crackers. Dont give your child sugary snacks like sodas and candy. Excessive sugar can make your toddler feel over stimulated.

4. Make sure you have spare diapers and a change of clothes for your child. Remember to bring along zip bags for soiled diapers and dirty clothes. Your fellow passengers will appreciate your containing any offensive odors.

Your child may begin to annoy passengers if he does not behave well on the trip. There is the possibility that you might be seated near someone who loves children and may even try to assist you in finding ways to entertain your child. But then theres the likelihood that someone will be seated near you who is easily annoyed by children and not at all tolerant. Whatever the case, you want to be polite to your neighbor. Acknowledge your childs behavior and assure them that you are doing everything possible to control your child.

Flying with your toddler can be stressful, but good preparation such as bringing along necessities for entertainment and nutrition can help to calm your child and make the flight more enjoyable for you, your child and your fellow passengers.

Abby Johnson is a staff writer at http://www.travel-gazette.com and is an occasional contributor to several other websites, including http://www.lifestylegazette.com.Pauli Blog63212
Orelee Blog88064
          

Trademark

THE IMPORTANCE OF PROTECTING YOUR TRADEMARKS

The importance of obtaining protection for a company's trademarks in the United States and worldwide can not be overemphasized. A trademark is defined in the United States as "a word, phrase, symbol or design, or a combination of words, phrases, symbols or designs, that identifies and distinguishes the source of the goods of one party from those of others." Similarly, a Service mark is the same as a trademark but it identifies the provision of services.

Most people understand the importance of a company name to a business - it helps to identify that business to consumers. Often times a trademark can be a company's name. For example, the COCA-COLA company is also the owner of COCA-COLA trademarks. By protecting its name under trademark law, COCA-COLA can insure that other companies are legally prohibited from using the COCA-COLA brand to identify their products.

Through use of a trademark a company develops "good will" with the consumer, who will buy a product based on the name alone - e.g. many people buy CALVIN KLEIN clothing as they believe the name represents quality and they can be assured that the product that they are purchasing should adhere to this standard of quality. In fact, a trademark is a valuable asset of a company in and of itself. Can you imagine what another company would be willing to pay to use the CALVIN KLEIN trademark on their own clothing lines?

Another valuable aspect of protecting your trademark rights is the ability to give a "license" to others, usually for a fee, to use your trademark on their own products.

While trademark rights are gained through use, registering your company's trademark is an invaluable way of insuring that others will not be able to use your valuable name without your permission, nor will they be able to prevent you from using it. For example, by registering your company's trademark, others will be put on notice under United States law that you have the sole right to use that name in respect of the goods and services you provide.

Once you have registered your trademark in the United States, you are then able to use the symbol next to your mark to show others that yours is a mark registered in the United States Patent and Trademark Office (USPTO).

This article is not intended to provide legal advice, but to raise issues on legal matters. You should consult with an attorney regarding your legal issues, as the advice you may receive will depend upon the facts and law of your jurisdiction.

Michael D. Stewart, Esq. is an attorney specializing in corporate, intellectual property, litigation and international law. He can be contacted at Law Offices of Michael D. Stewart * 335 S. Biscayne Blvd., #UPH00, Miami, Florida 33131 * Michaelstewartlaw.com * midstewart@gmail.com * Telephone 1-954-778-1181 * Toll-Free 1-866-438-6574 * Facsimile 1-866-380-8986

Michael D. Stewart, Esq. is an attorney specializing in corporate, intellectual property, litigation and international law. He can be contacted at Law Offices of Michael D. Stewart * 335 S. Biscayne Blvd., #UPH00, Miami, Florida 33131 * Michaelstewartlaw.com * midstewart@gmail.com * Telephone 1-954-778-1181 * Toll-Free 1-866-438-6574 * Facsimile 1-866-380-8986Perrine Blog76965
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